To diversify my portfolio beyond Singapore and US markets, I decided to buy some Asian, Europe and Japan unit trusts in April with my CPF-OA. The impetus was the market carnage during February and March which I saw as an opportunity to plant the seeds.
Due to the recovery of the markets since May, the funds have done well and I am up by about 19% at the time of writing. I received a pleasant surprise this week when I realized that two of the funds I bought actually give out dividend and re-invested them to the funds.


The amount is minute. For the Asian Growth fund, the yield is only 0.675% and for the Multi-Asset fund provides a yield of 1.08%. Nonetheless, I still the icing on the cake. Will wait patiently to see if the remaining four funds give dividend.
Cheers.
Nice way to diversify, congrats on the dividend
I never thought I would ever buy unit trusts again. now I think it’s good to have a mixture.
Same here, I switched to ETF a while ago but I realised in SG, I cannot get ETFs for the exposure I want. I have to go to US market to find, Unit Trust is a much easier way to do the same – but it cost more … no free lunch I supposed.
I would love to get ETF but CPF does not allow that. I think FSMOne has quite a good offering of ETFs but not sure if its charges.
I go to POEMS to buy unit trust – no platform fees and usually no sales charge too